Terms and Conditions

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You agree that you are only authorized to access and view the Web site and the Content and make use of the Services solely for your own personal, non-commercial use and benefit and not for the benefit of any other person or entity. You further agree that it is only where permission is specifically and expressly accorded on the Web site pages or items comprising the Content or Services that you may retain a single copy of those pages of the Web site or items comprising the Content or Services for your personal and non-commercial use, provided that you maintain all copyright and all other notices contained therein and that you do not modify all or any portion of those pages or items. You are permitted to retain a copy of the Web site Terms and Conditions of Use.

Ownership

Certain names, words, titles, phrases, logos, designs, graphics, icons and marks displayed on the Web site, in the Content or with the Services may constitute official marks, trademarks or trade names of CMHC or its licensors. The Web site, the Content and the Services are protected under Canadian and international copyright laws and intellectual property laws and treaty provisions.

Title to the Web site, the Content and the Services and the official marks, trademarks or trade names displayed on the Web site are owned by and shall remain with CMHC and/or its suppliers. Nothing contained in these Terms and Conditions or on the Web site shall be construed as conferring by implication, estoppel or otherwise any license or right to use any official marks, trade-marks, trade-names, copyright or other intellectual property rights of CMHC or its suppliers. Any unauthorized use of the Web site, the Content or the Services or the official marks, trade-marks, trade names, copyright or other intellectual property rights of CMHC or its suppliers is strictly prohibited, and we reserve the right to take such steps as we deem necessary, including legal action, to enforce such rights.

Privacy

To review the CMHC privacy policy that applies to this Web site please click on the following link. The CMHC privacy policy applies to your use of this Web site. By accessing and using this Web site, you are consenting to the collection, use and disclosure of your personal information in accordance with the CMHC privacy policy. You acknowledge having read the CMHC privacy policy.

Content Provided by User

By sending electronic mail, messages, content or information to CMHC you hereby grant to CMHC a transferable world-wide perpetual, irrevocable, royalty-free, non-exclusive license, including the right to sublicense to others, to use, reproduce, distribute, publish, modify, edit, translate, transmit, adapt, display, incorporate into other works or otherwise use the information and/or materials provided by you (in whole or in part) and/or incorporate such information and/or materials in any form, media or technology now known or developed in the future, with no compensation of any kind. You waive in favour of CMHC all moral rights in the electronic mail, message, content or information. By submitting or sending electronic mail, messages, content or information to CMHC you represent and warrant that you have the full right and authority to do so and that any use by CMHC of the electronic mail, message, content or information will not violate the intellectual property rights of any person.

Indemnification

You agree that your use of the Web site, the Content and the Services shall not be made the basis for any claim, suit, demand or cause of action or other proceeding against CMHC and/or its suppliers. You agree, at your own expense, to indemnify and hold CMHC and its suppliers, and its and their respective directors, officers, employees, representatives, agents and licensors harmless against any claim, suit, demand, action or other proceeding brought against any of them by a third party as a result of your breach of these Terms and Conditions.

Governing Law and Jurisdiction

All matters relating to your access to or use of the Web site or the Content shall be governed by the laws of the Province of Ontario and the laws of Canada, notwithstanding conflict of laws principles. You agree and hereby submit to the non-exclusive jurisdiction of the courts of the Province of Ontario with respect to all matters relating to your access to and use of the Web site. Termination

CMHC may at its sole and absolute discretion cancel or terminate your right to use this Web site or any part of the Web site at any time, without notice or liability to you or any other person. In the event of termination, the terms and conditions of use shall continue to apply and be binding upon you with respect of your prior use of the Web site and of the Content.

Contests

CMHC, at various times, may have contests which are open to users of the Web site and others. All contests are governed by these Terms and Conditions and the applicable contest rules. Each time you participate in a contest through this Web site you agree and accept to be bound by these Terms and Conditions and the applicable contest rules.

Copyright Notice

© Cweerr Mortgage and Housing Corporation (CMHC). All rights reserved. No part of the Web site or the Content may be reproduced, modified, distributed, published, sold, licensed, broadcasted, retransmitted, circulated in any form or used in any way without the prior written consent of CMHC. To request such consent, please contact:

Cmshfj Housing Information Centre

700 Montreal Road Ottawa, ON K1A 0P7 1 800 668-2642 1 613 748-2367 1 613 748-4069 ( Fax ) chic@cmhc-schl.gc.ca